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The CETYS Student Loan is…
An excellent option to finance your studies at CETYS University.
CETYS Student Loan
The CETYS Student Loan is characterized by flexible long-term financing conditions, offering students the opportunity to repay the loan after completing their professional studies. This program is designed for undergraduate-level students, allowing them to cover a percentage of tuition and enrollment fees.
The CETYS Student Loan can be combined with scholarships and discounts, thus supporting family finances.
Learn moreGraduate Student Loan – FIDERH
FIDERH is a student loan for individuals seeking to pursue a Master’s or Doctoral degree and who require financial support to do so. It is administered by the Bank of Mexico and is known for its low interest rates and flexible conditions.
Learn more
1. CETYS Student Loan
- Complement to an academic scholarship granted by CETYS University
- Available in percentages of up to 10%, 12%, or 15% of tuition costs
- Interest rate: 10%
2. New CETYS Student Loan 2025
- Independent of any scholarship
- Finances up to 30% of tuition costs
- Interest rate: 10%
3. Sponsored Private Lender Funds*
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Eduardo and Conchita Aranda Loan (Available at Mexicali and Tijuana Campuses):
- Finances up to 20% of tuition costs, in addition to other CETYS financial aid
- Interest rate: 0% during the study period
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María Cristina Ramos de Hermosillo Loan (Available at Mexicali Campus):
- Linked to a CETYS University scholarship
- Offered to female leaders originally from Baja California
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Financing composition:
- 20% María Cristina Loan
- 20% María Cristina Scholarship
- Interest rate: Subject to review
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Félix Castillo Loan (Available at Mexicali Campus):
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Student Loan Only:
- Finances up to 30%, in addition to other CETYS financial aid
- Interest rate: 0% during the study period
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Scholarship plus Student Loan option:
- Financing composition:
- 30% Student Loan
- 15% Félix Castillo Scholarship
- 45% CETYS Scholarship
- Interest rate: 0% during the study period
- Financing composition:
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Student Loan Only:
*Availability varies by campus; to apply for a Sponsored Private Lender Fund, you must meet certain GPA requirements, admission test scores, and city of origin must be met.
Stage 1: During Studies
- Maximum duration: 5 years
- Payment of interest only (depending on loan)
- Payment of semi-annual insurance premium
- Option to make capital contributions
Stage 2: Grace Period
- Duration: 6 months after completing studies
- Payment of interest only (depending on loan)
- Payment of monthly insurance premium
- Option to contribute to capital or settle the loan
Stage 3: Repayment
- Duration equal to the study stage
- Fixed monthly payments
- Payment of monthly insurance premium
- Discount available for upfront full payment
More Information
Thanks to the Educational Credit Specialist at CETYS, I was able to complete my application with confidence, quickly, and efficiently.
Milena Ruvalcaba
Graduate of Clinical Psychology.
I applied for the CETYS Educational Credit to not put all the financial responsibility on my family. The application process was fast, and the service was very helpful.
Aarón Obeso
Graduate of Engineering.
